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General Liability Insurance

Tree Damage: impact on real estate businesses and their curb

Natural disasters can cause anyone to take a few steps back while engaging in the real estate business. It can be said that such situations make the natural beauty of the area too dull to reach the fair market price. One such aspect that can reduce the value of the land includes tree damage.

5 mins
Professional Liability Insurance

Common Loss: Tenant Damage

Your house is one of the most invaluable assets that you have. And when you plan to lease it to someone, you are always looking for an ideal tenant who understands the incalculable worth of your house.

5 mins
General Liability Insurance

How to Prevent Tree Damage

Trees are a wonderful creation of God and instantly are a beautiful addition to your property. The majority of buyers prefer to invest in properties that are surrounded by trees as it adds to the scenic beauty and is beautiful to look at. Trees have many advantages, from providing shade in summers to producing oxygen for us to breathe.

5 mins
General Liability Insurance

How to Prevent Water Damage in Winters

 As the saying goes, “if I had a dollar for every time… I might be very rich.” Water losses, most often caused by burst pipes during winter freezes, are one of the most preventable losses that we observe.

5 mins
General Liability Insurance

How to Prevent Home Fires

Houses are very vulnerable and can easily catch fire if people misuse appliances and don’t conduct routine maintenance of their homes. According to data, fire hazards are increasing and can have a severe impact on a person's financial resources. In the article, we discuss the common causes of home fires and how they can be prevented

5 mins
Business

Liquidity- what is it, and why it's crucial for any business?

Converting an asset into cash is called liquidity, without having the market price affected. A more liquid asset will have fewer difficulties to be converted into cash. So obviously, the most liquid asset would be cash itself. Whereas something having less liquidity is troublesome to convert into cash, property, plant, and equipment.

5 mins
Medical Insurance

Boost business by 3rd Relief Package of Coronavirus outbreak

Congress approved roughly $484 billion for the Covid-19 Relief package which incorporates Paycheck Protection Program loans for little businesses. This happened after a series of discussions within the Senate house between Republicans and therefore the Democrats.

5 mins
General Liability Insurance

IDENTITY THEFT INSURANCE: What is it and What does it cover?

 On a daily basis, millions of Americans become victims of Identity theft and fraud, and recovering your lost identity is a costly process. Identity theft insurance basically provides help in restoring your identity.

5 mins
General Liability Insurance

What is Black Friday? Where did it start from?

We have been conducting research for you and if you want to know what exactly Black Friday is, then you have come to the right place. This study that we have done for you is going to amaze you as the statistics and facts regarding Black Friday is something else.

5 mins
Professional Liability Insurance

What you need to know about professional liability insurance

Most of these professionals end up getting sued once in a while, pursuing a career concerning lawsuits. The latest statistics say that the most likely to be sued involve the medical profession. However, the issue doesn't always limit to medical professionals, which is not surprising.

5 mins
Home

House Shifting: Moving & Packing Tips

When people move houses, they are often worried about managing and packing their belongings. House-shifting is much more than just moving to a new place. Amidst all of this, you may also have safety concerns and fears of mismanagement.

4 mins
Umbrella

Check your insurance coverage plans

These days’ life has become pretty unpredictable, and you never know that on one fine day when you are enjoying the moment, an accident may occur in front of your eyes. Unfortunate events can occur at any time and any place, and more worrisome is the fact that they damage you not only physically but financially, legally, and emotionally as well.

5 mins
Renters

See what your vacations rental insurance coverage offers

We know that you love going on vacations with your family and friends every now and then. Therefore, we believe that the recent growth of major digital platforms and vacation rental marketplace like Airbnb, Flip Key, HomeToGo have made your vacation even more fun and exciting.

5 mins
Professional Liability Insurance

Sensible Frugality: Where to cut costs?

We live in a world that is so full of attractive things that tempt us to squander money over them. We all think about reducing our expenses but end up spending recklessly and unwisely anyway. We all tend to make cutbacks. But, at times we are not sure what to scrimp on. Here is a list of some most common wasteful habits you need to steer clear from.

4 mins
Auto

Safe Driving: What Mistakes to Avoid?

Are you one of those people who think they know everything about driving? Do you think you are unlikely to make mistakes while driving? If Yes, then you might want to think again because all human beings are likely to make mistakes

4 mins
General Liability Insurance

Celebrating Thanksgiving

The most famous and celebrated holiday in the United States is the Thanksgiving national holiday. This holiday also marks the start of the festive holiday time of the year. Following Thanksgiving are the weeks that lead up to Christmas, Hanukkah Kwanzaa, and the winter solstice.

4 mins
Home

Home Remodeling: Mistakes to Steer Clear from

People are often tempted to make fancy improvements to their homes. Making improvements is not really a bad thing. In fact, it can benefit you a lot if done rightly. People are tempted to go for minor adjustments and fixtures frequently.

4 mins
Surety Bonds Insurance

All About Paycheck Protection Program

The federal government of the United States launched a forgivable business loan program called Paycheck Protection Program (PPP) after the outburst of the COVID-19 pandemic. This program was established to mitigate the drastic impact of the COVID-19 pandemic on the country’s economy and to help business owners from losing their businesses.

3 mins
Home

Your Home: In dollar & Sense

This high regard and significance come from years of residing and experiencing all sorts of circumstances in that place. These could be routinely high and lows or major decision-making processes in an individual’s life. However, home or the vibe it has has more much more significance and is not only restricted to these few aspects

2 mins
Business

Business interruption battles a pivotal challenge for corporations

Conducting in a business in competitive markets is not without interruption these days and subsequently comes along with various forms of uncertainties and risk factors. Today, the business landscape is somewhat similar to Jenga – tumble tower game.

4 mins
Home

How to Handle Damage to the Interior or Exterior of Your House

When it comes to your house, you need to be prepared to handle any unlooked-for damages. Though it’s true that we don’t usually see something very ruinous happening to our houses, we must be prepared to handle the worst. From wind and monsoon damages to non-weather damages and theft, you need to be prepared for everything.

5 mins
Home

Cost-Cutting Home Insurance Tips- Cost Cut Strategies for Property Brokerage and Insurance

If you are analyzing the extension of your property insurance or buying a new insurance plan, it is essential to select the best premium to cut your insurance costs and also save funds. Depending on the insurance provider from which you purchase your policy, the amount you pay for your homeowners' insurance can easily vary by hundreds of dollars.

5 mins
Professional Liability Insurance

Intellectual Property Insurance: Beware of Patent Trolls

When it comes to protecting your assets, you should be equally concerned about both tangible and intangible assets. The world is changing fast and value is no longer merely associated with physical property. The unique intangible creations of human intellect must be protected too.

2 mins
Professional Liability Insurance

NAVIGATING TODAY’S HARDENING PROPERTY MARKET

Meta Description: It is time to consider property premium volatility into the year’s budget. Things are different now, and the property market is solidifying. The following will give you a fair idea about the history, making & solutions of the hardening property market.

5 mins
General Liability Insurance

What is Your Retirement Plan?

From birth till the age of retirement, the majority of the people spend their time focused on learning, work, family building, fulfilling responsibilities and much more. Due to all these activities, the person forgets the most important element of his life that is focusing on oneself and finding the true meaning of life.

4 mins
General Liability Insurance

MONEY: The Latte Lie and Other Myths

In recent times, everyone is fixated on improving their personal finances. They want an excellent idea that covers everything about managing, saving, and investing their money. Personal finance is all about achieving personal financial goals.

5 mins
General Liability Insurance

Disaster preparedness centre: How to brace yourself for unfavourable breakouts

 

The term "disaster" indicates a high-impacted event that causes the sudden illness, deaths, or injuries of a substantial number of people.

4 mins
General Liability Insurance

Earthquake Disaster Preparedness

An earthquake is caused by a sudden slip on a fault. The tectonic plates are always slowly moving, but they get stuck at their edges due to friction. When the stress on the edge overcomes the friction, there is an earthquake that releases energy in waves that travel through the earth's crust and cause the shaking that we feel.

4 mins
General Liability Insurance

TAX: The Facts About Income Tax

A wave of confusion and incertitude crops up every filing season and even beyond due to a lack of clarity among taxpayers. Throughout the filing season, filers are thrown into a state of confusion. The exhaustive tax code that is constantly changing is often intelligible to many filers and these ignorant filers become culpable for wrongdoing they do not even want to perpetrate.

4 mins
Life

Veterans Day

In the United States, Veterans day is observed annually on November 11th in the honor of the members who served in the armed forces. It is celebrated by Americans as a respect to the bravery, valor, and sacrifice of all the members who served in the army and did everything they had to protect the soil of their nation from any internal or external threats.

4 mins
Home

Home Insurance is not “Apples to Apples”

A vast majority of people who sign up for Home Insurance are not fully aware of its details. It’s mistakenly believed by many that all home insurance policies are the same. While it’s true that basic coverages provided under all home insurance policies are the same, the specifics of the policies differ greatly. While signing up for homeowners’ insurance, people are over-scrupulous with the prices and often end up excluding many major coverages from their policy.

3 mins
Medicare

Health Plan Options During Current Workforce Changes

The recent coronavirus pandemic has engendered many changes in workplaces. People are filing for unemployment benefits in large numbers. One of the many benefits people are being deprived of is health insurance that is more important right now than ever.

3 mins
Auto

Protect what matters: commercial trucking

Consider you are in the pursuit of launching a truck business after newly learning it from the trucking school and getting your due license after putting in a lot of time. After sometimes you achieve what you were planning for and now you have set up a trucking business venture.

4 mins
Cyber Insurance

Someone Stole My Work computer! Now What?

We all have this perception at the workplace that our colleagues have our best interests in their hearts. Sometimes these perceptions can easily be destroyed. In the workplace, due to performance pressure by the firm and competitiveness has forced a few people to go out of their way and bring harm to others.

2 mins
Life

Did you know life insurance can do this?

One day your current financial needs such as saving for your child’s future college tuition fees, or saving up money for any sort of emergencies will be talked of yesterday, and over time newer needs and ambitions for life would develop and grow. 

3 mins
Professional Liability Insurance

THE DEJARGONIZER

Businesses whose operations and supply chain systems span across national and international borders must very frequently ship products inside and outside the country and also within states. Businesses such as these are at a much greater risk of misplacing and losing the products due to cargo thefts, goods getting damaged due to fire, or explosions.

4 mins
Business

Protect what matters: Your Business

Starting your own business is a dream for many and determined people have been seen to accomplish their dreams. Running your own requires a lot of hard work and dedication. People invest the majority of their lives to see their business flourish.

3 mins
Cyber Insurance

How are cybercriminals exploiting COVID-19?

Covid-19 has been levied as a curse upon us and no part of the world has escaped its raft. Many businesses have gone bankrupt and even countries with strong economies are suffering due to it. Setting up a business takes a lot of hard work and dedication is required towards it. Especially steering your business through these tough and challenging times.

5 mins
Life

A beginner's guide to Life insurance- Should you have it?

Someday, you are supposed to leave this world behind and rest in peace. How would your family handle the financial status once the sole earning member is gone? It would be better if more people contribute to be the bread earner.

4 mins
Auto

Three questions to ask before choosing a mechanic

For car owners, even the most basic of problems can cause a lot of tension and unhappiness. Typically, that is where a mechanic comes in to help you out. You can get DOT Commercial Vehicle Checks before you go to a mechanic to know precisely what's wrong with your vehicle.

4 mins
Cyber Insurance

Do I need Cyber insurance?

Most likely, you do. As the number of applications, devices, etc. increases, an organization becomes more vulnerable to attacks. Just like businesses insure against business problems, natural disasters, and physical risks, they need insurance coverage for cyber risks as well.

5 mins
Professional Liability Insurance

6 Ways Green Insurance is good for your wallet

Going green is when a company reduces its negative environmental effects and starts reducing the expenditure of a company. Green insurance is a type of insurance that not only covers people in case of injury or damage but also contributes to protecting our environment.

5 mins
Business

5 Ways to Protect the Planet (and Your Business)

Greening your business doesn’t require lowering your overall production, it means using the energy resources efficiently and reduce the amount of energy wastage in your environment.

5 mins
Accident

How To Prepare Yourself For A Wildfire

A study from 2017 concluded that 4.5 million U.S. homes were at a high risk of wildfire, with a little under half of that number being homes in California alone. The pace of a wildfire can increase incredibly quickly, and its effects can ruin the land, damage air quality, and dangerously threaten lives within a matter of hours.

5 mins
General Liability Insurance

Stop Buying Insurance Already

Impatience can make even the wisest of people do stupid things. The business world is full of risks. Risk mitigation has become the number one priority of almost everyone in the business world. However, they often fail to assess risks and end up doing utterly stupid things.

4 mins
Health care

Reopening Your Business After COVID-19 Crisis

COVID-19 crisis has had a terrible impact on the global economy. We have all got used to remote working now and going back to the way we used to operate before COVID-19 seems like a taxing thing to do.

3 mins
General Liability Insurance

TSUNAMI DISASTER PREPAREDNESS: Stay safe during a tsunami?

A tsunami is a high sea wave disaster caused by earthquakes, volcanic eruptions, or underwater landslides. It is one of the worst causes of destroying buildings and taking the lives of citizens.

4 mins
Business

Be Prepared of Hurricane Seasons: Coastal Property Owners

With hurricane season being around the corner it is important to make sure that you are prepared for any emergency. Coastal property owners are especially at risk and need to make sure that they have all of their bases covered in the event of an emergency. Hurricanes are not for the faint-hearted, but if you are ready and prepared for them it can make all the difference.

5 mins
Professional Liability Insurance

Understanding mortgage

A mortgage is a long-term document designed to help you buy a house. It is a loan you get from a lender which you have to pay back with interest. In return, they take the title of the debtor’s property that becomes invalid after the loan is paid back

4 mins
General Liability Insurance

How to stay safe and cautious for a tornado outbreak

Getting injured during a tornado can have a low to huge impact depending on nature's severity. Tornado has caused multiple injuries, and even soft tissue wounds to humans. More than 50% of emergency cases are observed in hospitals just because of the tornado. Doctors have even seen many of these wounds contaminated with foreign bodies and soil because of the windy weather.

5 mins
Home

Beginners Guide to Home Insurance

Home insurance is a form of property insurance that covers losses and damages to an individual's residence, along with furnishings and other assets in the home. It is an insurance designed for people with a home of any type, for example, old age, mobile homes, rental homes, or their own, there is an insurance designed for each case, providing security and support to the resident of that place.

5 min
Health care

Why is it necessary to understand the ABDs of Medicare?

Though the government programs help you reduce your healthcare and prescribed medicine costs. Let us understand the A, B, and D of Medicare in detail. Medicare is health insurance for people of and over the age of 65 and for those under the age of 65 but with certain disabilities. There are different parts of Medicare- part A, part B, and Part D.

6 mins
Professional Liability Insurance

Tips to Purchase a Restaurant Insurance

As a restaurateur, you know there are numerous fixings expected to maintain a successful business. As such restaurant ownership is challenging enough, without agonizing over food
waste brought about by equipment breakdown, fire damage, and employee or customer injuries onsite.

5 min
Work Compensation

Workers Cheap Compensation Insurance

Workers’ Compensation insurance is usually mandatory for some organizations if they have employees, regardless of the job requirements. It takes care of clinical expenses and is a part of lost wages for workers who become harmed or sick at work.

4 mins
Motorcycle, RV, Boat

How to Purchase RV Insurance?

RV owners are an exceptional variety. They love to take to the highway and voyaging is something other than a way to get from one place to another and they love the journey equally to the destination. While RVers appreciate being out and about and escaping from all the issues back home, many people wrongly assume that RV insurance is the same as car insurance.

5 mins
Life

Best Life Insurance for Everyone

You might have heard about life insurance a couple of times. Also, some of you may have ignored the concept assuming it is unnecessary. Once you know what it is and how enormously beneficial it is for you, you won't resist getting an insurance policy right away. It gives security to the person for a lifetime, and even after he is gone.

5 mins
Motorcycle, RV, Boat

Tips to Buy Great Motorcycle Insurance for Riders

Regardless of whether you have the ride you had always wanted, or you’re putting something aside for your ideal motorcycle, there's just a single method to improve that adrenaline rush of leaving the entirety of your concerns behind you and enjoying the road and that is getting affordable motorcycle insurance.

5 mins
Health care

Discover Health Insurance Policy

When life changes, it makes the future uncertain. These days, the future of health insurance is not very certain. Every year during annual enrollment, you can make desired changes to your health insurance or buy a new one if you are not already insured.

5 mins
Renters

Why Should You invest in Renter's Insurance?

Being a renter can be great as you have to not deal with property taxes, lawn cutting, snow removal, or anything such, you can simply live and enjoy a home. But what would you do if you came back from work or a vacation, and all your possessions in your condo had been damaged by fire or there was a break-in and some of your most important and expensive stuff was stolen?

5 mins
Home

Invest in a Great Homeowners Insurance

Your home is the foremost valuable asset and investment, so like all your other insurance policies that you have acquired over the years, it only makes sense to protect your investment with homeowner’s insurance.

5 min
Health care

Great Group Health Plans

There is a particular word that is common while acquiring your loan for a home, getting a saving plan for your after retirement life, or your basic health insurance plan. Yes, you guessed it right, it is called underwriting.

5 mins
Professional Liability Insurance

Best Errors and Omissions Insurance

Mistakes are bound to happen no matter how young, old, experienced, or inexperienced you are. It is basic human nature, as we learn and grow after making a mistake but at what stake?

5 mins
Cyber Insurance

Cheap Cyber Liability and Privacy Insurance

The world has gone digital and with that, the threat of a cyber-attack increases every day, so are you ready to protect yourself from it? It could be a ransomware attack especially during tax season and if you think that cyber attack is a threat to only big businesses, then you are mistaken.

5 mins
Work Compensation

Why Should You Invest in Contractors Insurance?

As a contractor, you strive to get new jobs as that means you get paid more but have you consider the risks that come along with every job, and are you covered for such mishaps? It could be an accident at work where you pertain to injuries or damage a property ending up with a financial loss. By investing in a contractor’s insurance can protect you from such harm.

4 mins
General Liability Insurance

It’s Snow-Time: 9 Tips to Prevent Back Injury When You Remove the White Stuff.

We’ve all heard the warnings before: When shoveling snow, don’t lift or twist or go too fast. These shoveling behaviors are a recipe for back pain, spine injury, or heart attack. 

4 mins
General Liability Insurance

Exclusive Farm and Ranch Insurance

Living in a city, many people think that owning a farm or a ranch is like a piece of cake but on the contrary, farming is more complex than ever these days! If you are unsure about what your insurance as of now covers and you have recently modified your farming methods or in case you're worried about expanding weather risks to crops, we can help you.

5 mins
Professional Liability Insurance

Tips To Buy A Commercial Property Insurance

In today’s world, can we think about running a business without a computer, furniture, files, or product inventory? Secure these key parts against the devastating effects of their loss with a commercial property insurance policy.

4 mins
Auto

Exclusive Commercial Auto Insurance

Even if your vehicles are not the primary way your business makes money, without good commercial auto insurance, you may end up losing money. Commercial auto insurance is different from personal vehicle insurance. It ensures multiple vehicles and also the liability from accidents or claims that will extend to your business as a whole.

4 mins
Auto

Exclusive Classic Car Insurance

Classic cars are like the precious gem that you customize and take around the town and this special vehicle of yours requires a special insurance policy to shield it from all kinds of damage before you take it on a ride.

4 mins
General Liability Insurance

Discover Business Liability Insurance

As an entrepreneur, each transaction you make can gain your profit or loss. So, it becomes essential to shield your business from the effect of potential client claims. Only an accurately created Business Liability Insurance policy can shield your business from this cost and stress.

4 mins
Motorcycle, RV, Boat

Exclusive Boating Insurance

When asked about one of your fondest memory, you may reply to the weekends you spend on your boat, sailing in the sea with your friends, family, and loved ones but as a boat owner, you must know that the liability risk is high even if your boat is at the harbor. You can protect your boat by getting boating insurance.

4 mins
Auto

Is it Time To Get a New Auto Insurance?

Auto Insurance (often called Car Insurance) is a policy designed to compensate for the costs associated with accidents. Many people purchase because the law says so. They are oblivious to the many benefits that come with an Auto Insurance policy.

5 mins
Auto

Exclusive Auto Dealer Insurance

Since each business is different Defy Insurance thinks about all parts of your specific business to make a thorough business policy. You can believe us to ensure you have the correct insurance coverage intended to protect every part of your business.

5 mins
General Liability Insurance

5 Ways to Evade a Fire in the Fourth Quarter

Fire Damage is one of the most common and destructive losses that you may face in your life. Fire Damage can be both emotionally traumatic and financially distressful. It can cost you millions of dollars and millions of memories.

4 mins
Cyber Insurance

What is Cyber Liability Inusrance Program?

A cybersecurity survey published by France’s Information and Digital Security Experts Club (CESIN) reported that 80% of the organizations have been a part of cyberattacks incidents in recent times. The root causes as underlined by Allianz Global Corporate & Specialty (AGCS) are security breaches, malware installation, espionage or ransomware, and reckless handling of vital information touchpoints.

6 mins
Home

How to Maximize Your Defy Insurance Benefits

 

No matter how much insurance you might have purchased and secured, it still might not be enough for your life. Plus, in such uncertain times where you deal with a lot of routine perils, your insurance must not be the only financial tool and strategy you use in tricky and high-risk environments.

5 mins
Professional Liability Insurance

Your Responsibilities as an Insured

We all know Many people think that their insurance policy only details what they are covered for in the event of a loss. It incorporates the sorts of misfortunes your protection transporter will repay and what kinds of misfortunes are rejected.

4 mins
General Liability Insurance

Named Storm

You’re mostly unsure whether the part of the area you’re living in will be affected by tropical storms, heavy rainfalls, or even hurricanes. Heavy rainfalls are also another issue and especially they become even more dangerous when they are driven by heavy wind forces.

4 mins
General Liability Insurance

Sewer Backup

At the present time, people are so busy with their lives that they have hardly any time to review things. There is a common misperception among people that they believe once they have gotten coverage for their home, they have insured everything.

5 mins
General Liability Insurance

How to Buy a Great Landlord Liability Insurance?

Owing to your own home and the property with it is probably the greatest feeling you could have in the world. It provides you with a sense of safety, belonging, and achievement that you possess your own living space and do not have to depend on someone else.

5 mins
Home

Protect Your Investments From The Damaging Effect Of Earth Movement

Your property is likely to get damaged by Earth Movements. 42 out of 50 States in the United States have a reasonable likelihood to face an earthquake.

4mins
Home

Residential Insurance Program

Whether you have one property or thousands, Defy Insurance simplifies your insurance experience. Our renowned Program was designed for investors with one to eight-unit rental properties in all stages of occupancy across all 50 states. Our Program can now accommodate vacation rentals as well.

2 mins
Professional Liability Insurance

Shielding Your Investment Property from Winter Risks, Pt 2

Winter comes with a number of risks for vacant properties. Though your vacant properties are exposed to risks throughout the year, winter considerably increases this risk exposure. Whether the risks are related to security or lack of on-site presence or visits, you must take preventive measures to mitigate these risks.

5 mins
Auto

Tenant Protector Plan

Tenants are required to have tenants’ insurance. However, this requirement may or may not be outlined in the tenancy agreement that you sign with your client. It’s always wise to have it stipulated in the tenancy agreement.

4 mins
General Liability Insurance

The Most Comprehensive Self-Storage Coverage on the Market

The self-storage industry over the past few years has seen an increased rise in the number of customers. The reason behind the success of this business can be attributed to many factors such as increased population, business expansion, high rents, and much more. Owning a storage facility has a lot of its pros but there are also some cons.

4 min
Home

Tips for Controlling Your Insurance Costs in 2020

Following the patterns of 2017and 2818. 2019 kept on observing property and risk rates rise, and increasingly rigid endorsing prerequisites. A few safety net providers' once-solid cravings for a chance in the habitational insurance market are fading. Financial specialists with properties in calamity inclined zones are probably going to keep on feeling this rate pressure into 2020, especially those in regions defenseless to windstorms, flooding, and fire.

4 min
General Liability Insurance

Top property maintenance Tips for every season of 2020

We believe that getting property insurance protects our property from all losses, however, this is not true. Maintaining your property is a big challenge for every landlord or home insurance policyholder. In order to avoid maintenance costs, the house should be looked upon every season to avoid any losses. Read the article below to learn more.

4 mins
Umbrella

Understanding Umbrella Policies

The umbrella liability policy. One of the most misunderstood concepts in insurance for real estate investors. Even among insurance professionals, how best to structure property and liability insurance for rental properties can be misrepresented, leaving landlords exposed to huge financial risks.

3 mins
Home

Defy Insurance Program Now Offering Terrorism Coverage

We all know Prior to 9/11, mostly protection approaches secured misfortunes brought about by a fear-based oppressor act in that they didn't expressly reject psychological oppression as a particular danger. After 9/11 caused upwards of $47 billion (2019 dollars) in insurance losses, one of the largest single insured loss events in history, the industry began to reassess these types of losses.

5 min
Auto

Tips for Pothole Protection and Prevention

Your car is damaged and it even results in an accident harming your family. With an unforeseen event like that expenses can drastically start to pile on you such as medical, car repair, and maintenance if you haven’t yet purchased a suitable auto insurance coverage policy against comprehensive damages like pothole damage prevention and protection. Therefore, we recommend you get an auto insurance policy that will help you against any such unanticipated event while you can drive away with your family or friend without worrying about the car damage.

3 mins
Auto

Are You Covered for These 5 Accidents?

Accidents can happen anytime and are very unpredictable. Sometimes accidents happen when you’re not even responsible for it. We all love to drive. Some people drive to work, some for leisure, and much more. In this article, we’ll talk about the various accidents that you can encounter while on road and how having the right insurance can provide coverage for these.

4 min
Home

Try These Hacks to Reduce your Costs

Owning a car has a lot of pros and cons. Every now and then auto manufacturers are introducing newer cars into the market. With every new model they introduce into the market, they incorporate the latest innovation with it to attract customers. If you own a car and are worried about the insurance premium, then you have come to the right place.

6 min
Home

Save Yourself From These Myths About Homeowners Insurance

Every time you go and ask for money from someone to purchase the home, the lender needs the assurity of protecting the interest. That's why it's essential to get a reasonable home Insurance policy. Sadly, most people do not know the vital features and tips on how they can efficiently save their money and still get the same benefits.

5 mins
Home

Tips to Stay Cozy and Healthy in Winter

Winter is a lovely time of the year if you know how to enjoy it. For some of us being the summer or autumn and spring lovers, it can get difficult to enjoy this cold ride. And enjoying while being safe is another challenge that requires some research. Still, the best part about winter is Christmas, snowfall, festivals, and New year parties. You don't want to get curled up in your bed with a blanket when everyone else is out there enjoying these delights.

5 min
Home

Umbrella Insurance and Tricks to get the Best One!

Insurance is the best means to protect against financial loss. Be it the life of a person or his assets, or any form of business, insurances in the instrument that guarantee to make good the loss, if any occurs.

8 mins
Home

Benefits of Organizing your Home!

If you have the house as poorly decorated or somewhat disorganized then it doesn’t offer relaxation. This is the main reason many of them think of organizing their house. However, you need a home that offers you relief from stress.

5 mins
Auto

Have You Got Your Insurance Checked?

Life is unpredictable and you never know what you are going to face next. So, to be well prepared for all kinds of surprises, it is better to regularly check your Insurance and make changes to it if necessary. Here is everything to need to know:

3 min
Auto

Are You in Need of a New Car?

Being a car guy has a lot of pros and cons. Every now and then auto manufacturers are introducing newer cars into the market. The auto industry market is very competitive at the present time. These companies in order to capture market share have invested heavily in their research and development departments.

5 min
Auto

Try These Hacks to Reduce your Costs

Owning a car has a lot of pros and cons. Every now and then auto manufacturers are introducing newer cars into the market. With every new model they introduce into the market, they incorporate the latest innovation with it to attract customers. If you own a car and are worried about the insurance premium, then you have come to the right place.

5mins
Auto

Things to do Immediately After a Fender Bender

One of the scariest moments that every automobile rider fears is getting into a car crash. Now, these car crashes can range from being either very serious to just a minor fender bender. In this article, we will take you through the numerous steps that you can follow when involved in a fender bender.

6 min
Home

Ways to Save Money By Taking Care of These Simple Tasks

Every person’s desire is to own their own house. People who spent years planning to have their own dream house lucky are those who are able to make their dream come true. Living with parents is a blessing but owning and having your place to live is totally another story.

8min
Home

Should you file small claims?

It is very important for you to understand when to file a claim and when to not. You must be thinking, how does filing a claim can turn out bad? Or this is what we bought insurance for. However, this is not how insurance companies work in the real world.

5 mins
Home

A Quick Guide to Rental Property Insurance and Why You Need It!

One of the most common ways of generating income is by renting out property. The property you rent out could be a part of your house or separate property that you want to put on rent. It is advised to get rental property insurance if you are planning to be a long-time landlord

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Home

Has High Premiums Got You Worried?

You might be thinking, “Why have my premiums gone up” or “What possible reason would before such high premiums?” There are only two possibilities, that can cause your premiums to rise up. One of the reasons could be that your state has revised the rate plan for the year and increased the premium or else the other possibility is you.

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Home

Why should you get fraud loss coverage?

We hear about Identity theft and fraud every day and millions of Americans struggle with it. So, to avoid being the next target of fraud, protect yourself from it by getting fraud loss coverage.Read on to know more about it:

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Auto

Know Why Your Standard Coverage Isn't Enough

Car insurance or what is generally known as personal auto insurance is an insurance coverage policy that takes care of a wide range of aspects while you could hit the road in your car without bothering much about any unfortunate event e.g. a car accident.

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Home

How to Buy a Great Landlord Liability Insurance?

Owing to your own home and the property with it is probably the greatest feeling you could have in the world. It provides you with a sense of safety, belonging, and achievement that you possess your own living space and do not have to depend on someone else.

8 mins
Home

Are All Your High-Value Items Insured?

We have an Insurance tip for you. For instance, a lot of people know that their personal property is covered under their homeowner's policy, in your condo policy, or your renter's insurance policy. But a lot of people don't know in certain cases that coverage can be very limited. That could be anything of particularly high value like jewelry, camera equipment, bikes, collectors’ items, photography equipment, and much more which are all included with limited coverage in some cases.

5mins
Home

How to Save Money on Your Insurance?

Who doesn’t love to save money? We are ready to go to an extreme extent just to have a little extra cash in our hands. Later on when we have saved enough then we’re finally able to purchase our favorite products or go on a vacation and much more. Then there are many other ways to save money such as shopping, cutting back on expenses, and much more.

6mins
Home

5 Pro Tips to Cover Your Belongings While Moving

Moving all of your stuff from one place to another is one of the most tiring and time-consuming tasks from packing all the things to loading them into the transport vehicle and then to unloading and unpacking them,but did you know you can protect your things and get insurance coverage for your property during transit?

3mins
Home

Beware of these Wasteful Habits!

Nobody likes to be wasteful but we all tend to do so even without being aware of it at times. So, how do you suppose to lead a more environmentally friendly lifestyle? Well, here are our few suggestions for making better choices while sticking to your budget by being aware of the following wasteful habits.

5mins
Auto

6 Common Driving Mistakes You Must Avoid

Have you been in a situation where you are driving while enjoying your music and suddenly someone calls you and the music stops? What do you do next? Stop your car to pick up the call or keep driving while connecting the phone to the car Bluetooth? All of us have chosen the latter option knowing the risk it involves.

4mins
Home

5 Common Remodeling Mistakes to Avoid

When you plan to remodel your home, you put in weeks on deciding what color are you going to paint your walls or are you going to use tiles or marble as one mistake can lead to starting all over again and also throw you over budget.

5min