Home insurance is a form of property insurance that covers losses and damages to an individual's residence, along with furnishings and other assets in the home. It is an insurance designed for people with a home of any type, for example, old age, mobile homes, rental homes or their own, there is an insurance designed for each case, providing security and support to the resident of that place.
If your house gets damaged due to heavy snow or fire, you can claim your home insurance, and in cases where your house needs to get completely rebuilt for example if it is destroyed by a windstorm than you can also get it reconstructed by claiming your home insurance.
We can offer buildings, contents, personal possessions and household legal protection for our home insurance policies. Also there is the option to include extended accidental damage cover to buildings and the contents section.
Buildings insurance provides cover for the property itself, such as its roof and walls, fitted and wooden flooring, plus any outbuildings you have (including swimming pools, tennis courts, fountains etc). Contents is everything else that is in the property, including carpets.
Our standard policies will cover you for fire, smoke, explosion, lightning, earthquake, storm, flood, theft or attempted theft, escape of water, malicious persons or vandals and subsidence. The policies we recommend will include much more than stated above, but this gives you a good indication of the areas that may be of most concern. Please feel free to contact our home agents if you wish to enquire about other areas of cover.
