If you intend to cover the errors made due to the healthcare professionals, malpractice insurance is the right option for you. If individual patients faced healthcare damages due to unrestricted professionals, they could file a lawsuit for negligence in the medical field. It would help you get rid of all the further issues such as sickness and death. In the United States, about one-third of death is caused mainly due to medical negligence. This is why malpractice insurance is an important matter that helps you in gaining both financial and mental assurance.
General liability covers injuries or property damage caused by your physical space or business operations. Medical malpractice protects you from lawsuits related to the medical services you provide.
A patient might sue you for diagnosing their condition incorrectly, for recommending the wrong prescription drugs or treatments, or for mishandling a surgery.
You’ll still have to pay to defend your practice, which can add up fast. Even if a claim against you is thrown out (or settled out of court), you’ll need an attorney to file your paperwork and represent your practice.